Wildfires, hurricanes and other natural disasters exacerbated by climate change are causing billions of dollars in property damage every year, and the devastating trend could push home insurance premiums out of reach for homeowners in certain high-risk areas.
No one need tell you that becoming involved in a Washington car crash is a terrible experience. Even if you are lucky and neither you nor your passengers suffer injury, the damage to your car can be extensive, leaving you with major repair costs, or worse yet, a totally destroyed car.
Dealing with matters of insurance can be a headache regardless of what sort of issues you're facing. If you're dealing with the denial of an insurance claim, it can be one of the most stressful situations, since you could be depending on the insurance to help you through your crisis.
If you are like most people in Washington, you probably have an auto insurance policy to cover your loses in the event you suffer injuries as a result of an accident. You likely also faithfully pay your premiums on time. You therefore expect your insurance company to pay any claim you make and to defend you if someone sues you after a car crash. The last thing you expect is to have to fight with it to get the coverage you paid for.
When you file an insurance claim, you want to resolve it and receive compensation for your injury as soon as possible. However, the process of filing an insurance claim can be long and tedious, filled with bureaucratic red tape.
Medical expenses are one of the leading causes of consumer debt for residents of Washington and the rest of the nation, and in some cases, patients face far higher bills than they anticipated. In some cases, patients mistakenly believe that their health insurance companies will cover certain procedures or treatments, but they soon find out their insurers have no plans to do so, leaving them on the hook, financially, for considerable amounts. At the Lepley Law Firm, we recognize that many insurers deny health insurance claims for similar reasons, and learning what those reasons are may help you avoid having your own claim denied.