When you file an insurance claim, you want to resolve it and receive compensation for your injury as soon as possible. However, the process of filing an insurance claim can be long and tedious, filled with bureaucratic red tape.
Fortunately, there are a few things that you can avoid to help your claim move as quickly as possible. These are a few commonly made mistakes that can delay insurance claims.
Lack of communication or miscommunication
There are often several parties involved with an insurance claim, including you, the claims adjuster and your attorney. Any miscommunication between parties could stall a claim for days, weeks or even months. To avoid this mishap, take care to use good communication when filing your claim.
Sometimes, a policyholder and the insurance company have disputes regarding coverage. Each party may have a different interpretation of the insurance contract. Sometimes, the policyholder believes they purchased coverage that they actually did not. These disputes can drag on for a long time. To expedite these disputes, it can help to work with a lawyer.
Unable to pay the deductible
Deductibles can be expensive. If you have been injured or were in an accident, you may have spent a lot of money on related costs, leaving you unable to pay the deductible. This is not only stressful, it can cause a lengthy delay until you can pay. Discussing your legal options with an attorney can help you figure out how to address this issue.
Filing the claim on your own
Many people attempt to file their claims on their own, but are stymied by the complex process. This can make a claim take even longer than necessary. However, claimants who consult an attorney have the legal advocacy in their corner that is necessary to help a claim run as smoothly and quickly as possible. Lawyers also stand up for their clients’ interests, fighting to obtain maximum compensation.