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January 2019 Archives

Am I eligible for Social Security Disability?

If you incur an injury while performing your job in Washington, you may be unable to work while you recover. In this situation, you might be able to receive Social Security Disability benefits to help you and your family. To receive these benefits, you usually need to meet certain requirements.

What are the most effective ways to handle my insurance claim?

The insurance claim process can be a hassle, not to mention intimidating and frustrating, for Washington residents who have just experienced an accident or sustained property damage. Whether you are suffering from injuries or waiting on an insurance settlement to begin repairs on your house after a natural disaster, the steps to filing a claim and communicating with the parties involved are important.

Understanding the duty to settle

Insurance companies throughout Washington and the United States owe a number of duties to their policyholders. According to FindLaw, some of these duties are universal, including the duties to defend, indemnify and investigate. However, there is also a fourth duty that is not universal throughout the United States but recognized in some jurisdictions: the duty to settle. 

What is the difference between short- and long-term disability?

Disability insurance provides coverage to workers in Washington in the event that they become unable to work due to a disability. You can purchase disability insurance privately, or you may have the option to obtain it through your employer. According to FindLaw, disability insurance policies differ in the duration of benefits. A short-term disability policy will cover you for up to two years, while a long-term policy may provide benefits for decades. Depending on a number of factors, including your budget, you may opt for either short-term or long-term disability coverage, or you may choose both. Some workers obtain one type of coverage from an employer and purchase the other type of coverage privately. 

What is PIP medical pay?

Bellevue residents like you have a full plate when dealing with medical insurance. Let LePley Law Firm help by explaining important things that you need to know in order to receive compensation, avoid unnecessary expenses, and more. Today, we will take a look at PIP medical pay.