Contractors often run into many challenges, whether they encounter issues related to a particular construction project, the local economy or the workers they employ. However, unexpected problems can arise, such as a workplace injury, a motor vehicle collision, an extreme weather event or some other serious issue. To make matters worse, some contractors may find themselves in a particularly difficult position when they discover that their insurance company is refusing to help out and that their claim has been denied. This can be very upsetting and may lead to various hardships which could even force a contractor to shut their business down if the matter is not handled properly.
Whether an auto insurance company has denied a claim following an accident that they should have covered, or a contractor is struggling because their general liability carrier has decided to deny their claim, there are many different types of insurance that contractors may have and various challenges can arise when these insurance companies do not live up to their end of the bargain. If you are struggling with this, it is pivotal to do everything you can to have your insurance company held accountable. There may be legal options available to you which could dramatically improve your outlook on business and your financial affairs.
We know how devastating it can be when an insurance claim is turned down. Some people feel like giving up when this occurs, but this is an especially important time to review your options. We discuss more related to denied claims on our insurance coverage disputes page.