Bellevue homeowners like you pay for homeowners insurance with the notion that if something goes wrong, insurance will cover it for you. Unfortunately, that isn’t always the case. We at The LePley Law Firm are here today to discuss some of the reasons as to why it is important to file quickly for insurance claims.
Insurance companies are supposed to help you out in trying times after your home has been damaged, but that doesn’t always happen. Some issues that you may run into include a denial of your claim, a delay of your claim, or the insurance company paying an inadequate amount to cover the cost of repairs. In other words, they may deny that they owe you anything at all, put off paying you what you are owed, or pay you only a fraction of that amount.
If your home has been damaged in any way, it is important for you to file a claim as quickly as you possibly can. This is because there are actually time limitations on homeowner’s insurance claims after your property has been damaged. If you wait beyond this limitation, then you lose the right to pursue damages. Though the time limitations may differ depending on state laws, it covers all types of damages from intentional malicious harm like arson, to natural disasters.
Are you looking into filing a home insurance claim, or have you already filed one? If it is not going as it should, you can take a look at our web page on insurance law, linked here. You can also contact us to learn more about your options directly.