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Understanding why your medical claim may have been denied

On Behalf of | Oct 20, 2019 | Insurance Law |

If you have been injured in an accident in Washington and have unsuccessfully tried to negotiate a settlement with your insurance company, it can be disheartening and discouraging. While you are fighting to heal and focus on your recovery, you are also trying to manage the financial impact all by yourself. At Lepley Law Firm, we understand the challenges that you may be facing in your effort to have your medial claim approved. 

Depending on the circumstances surrounding your injury, your method of seeking compensation could vary. For example, if you were injured at work you may be able to draw upon your employer’s workers’ compensation program for support. If your injury was the result of a product defect, you may be able to negotiate a settlement with the manufacturers of the product. In the case of a car accident, depending on who is at fault, you may be able to secure some form of compensation from that at-fault party’s insurance company. 

However, there are plenty of circumstances that could leave you grappling with the reality that your insurance company is completely unwilling to lend a helping hand. According to verywellhealth.com, one of the more common reasons why your claim may have been denied is because your policy did not extend coverage to the type of injury or accident that you sustained. In some cases, if a variety of parties were involved, some carriers require that others submit their write-offs before processing is able to continue. This can often make the process of securing compensation tricky and frustrating for you. 

When you are aware of some of the reasons why your insurance claim is not being processed, you may be able to have a better idea of how to proceed in your quest to get the support you deserve as you recover from your accident. For more information about personal injury claims, visit our web page.