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December 2019 Archives

Insurance law bill would mandate hearing aid coverage for minors

Health insurance is supposed to help cover medical costs, which is exactly what patients expect when seeking care. Unfortunately, many patients also expect to fight their insurance companies over necessary specialists, medications and medical equipment. A bill proposing a change to insurance law could make it easier for some Washington parents trying to secure coverage for their children.

What constitutes fraud in insurance law?

Insurance companies do not make it easy for policyholders to fully understand their coverage and rights. This is partially because of the complexity of insurance law, but it is also because companies can use any confusion to their own advantage. Even minor mistakes are sometimes cited when denying a claim. In more serious situations, a person might even be wrongly accused of insurance fraud.

What should my renter's insurance policy cover?

Renting can be the ideal situation for a number of reasons. Adults who are anticipating job changes, relocations or who simply do not want the responsibility of owning property often find that renting is simply best for their situations. Most people feel pretty confident in their housing choices with the added protection of renter's insurance coverage. This is one of the reasons why it is so frustrating for an insurance company to deny a legitimate claim.

Does insurance law allow multiple accident claims?

Even though most people have at least one type of insurance, not everyone understands how to file claims or even which type they should file. This is actually not that uncommon. Insurance law is a complicated topic, which makes it difficult for policyholders to figure out what they need to do in order to submit claims. For example, some people in Washington may not even realize that they can file car accident claims with both their own insurance companies as well as those of other drivers.

Confused by insurance law? Companies use that to their advantage

Even though you reviewed your homeowners' insurance policy before signing anything, it is entirely possible that you are still not totally sure what all is covered. This is actually not uncommon, so you should not be embarrassed about getting help understanding your coverage details from someone who is familiar with insurance law. In fact, it is especially important to do just that if your homeowners' insurance denied what you think was a valid claim.