Dedicated To Helping Rebuild Shattered Lives

  1. Home
  2.  » 
  3. Insurance Law
  4.  » Tips for negotiating an auto insurance claim

Tips for negotiating an auto insurance claim

On Behalf of | May 14, 2020 | Insurance Law |

Negotiating claims with the insurance company might not be easy or fun, but it is not impossible. Still, auto insurance companies often bank on the hope that you will give up before you can get very far in the process. Being prepared and keeping the following tips in mind can make negotiating an auto insurance claim easier for some drivers in Washington.

Documentation is very important when negotiating with the insurance company. This includes things like pictures taken at the scene of the accident, the police report, repair bills, medical records and medical bills. When a claims adjuster has access to all of this information, he or she can more easily determine an appropriate settlement.

Unfortunately, insurance companies frequently offer paltry settlements even when they have access to all of the right information. Before negotiating for a more appropriate sum, it is a good idea to decide on a minimum settlement. A minimum settlement is the absolute lowest that a person is willing to accept and should cover a range of damages, including the cost of car repair, medical treatments and lost wages.

Even if it seems like they are there to help, claims adjusters on the side of the insurance companies. Washington drivers have to be prepared when facing negotiations or possibly be bullied into accepting unreasonably low offers. But being prepared is not always as easy as it seems. When heading into negotiations over an auto insurance claim, it might be helpful to have the support of an experienced attorney.