Insurance Law

You buy insurance to give yourself peace of mind. As such you expect that if you end up in a car wreck, develop a serious medical condition, or experience damage to your home, then your insurance company will work with you to ensure that you’re financially protected...

You bought a new home, and you naturally got insurance for it. Now, can you enjoy a worry-free future? Not quite. Home insurance is not the answer to all your prayers. Too many homeowners have encountered problems when they need to make a claim on their insurance. All...

The answer really depends on your set of circumstances and how much protection you want. There are a wide variety of renter's insurance options available to you, so you should make sure to thoroughly vet each one so that you can make a decision that is right for you....

You have homeowners insurance and you understand that it is to cover the house itself. It was required by your mortgage lender to protect their investment. If the home burns down or suffers serious damage, the insurance can pay to fix it and keep the value of the...

Washington allows credit scoring for property, renters, and life insurance. But the state’s insurance commissioner, Mike Kreider, is seeking to change its insurance law to end credit scoring because of the recent economic shutdown and it unfair racial impact. Use of...

After a personal injury, you may be worried about reaching out to an insurance company.  You want them to cover your financial losses as well as to cover your medical care and other needs. Unfortunately, an agent may try to offer a settlement that is well below...

Having insurance is just another part of being a responsible adult. But while many people in Washington carry coverage for auto and health care, they often overlook other types of coverage. For example, life insurance can be the difference between a family just...

It is no secret that health care is expensive. Men and women in Washington often rely on health insurance to cover at least a portion of their medical expenses, but still come up short when it comes time to pay medical bills. A health savings account -- HSA -- is...

Anyone who has ever purchased an insurance policy probably understands just how confusing the terms can be. In many cases, what is and is not covered is not always clear. This can lead to very frustrating situations in which a Washington policyholder makes what he or...

Informed consent is essential in all aspects of life, especially when it comes to matters of personal health and welfare. Unfortunately, Washington patients in dire need of medical care are often pushed into signing agreements they have not read and are in no state to...