You had a party at your house, and you were pretty excited to see everyone who came. Once people started to leave, one of your guests apologized for damaging part of your home. Part of your decking had been broken, and the foundation below it had cracked apart. They...
Insurance Law
Our firm competently handles bad faith claims
You buy insurance to give yourself peace of mind. As such you expect that if you end up in a car wreck, develop a serious medical condition, or experience damage to your home, then your insurance company will work with you to ensure that you’re financially protected...
Take care when buying insurance for your home
You bought a new home, and you naturally got insurance for it. Now, can you enjoy a worry-free future? Not quite. Home insurance is not the answer to all your prayers. Too many homeowners have encountered problems when they need to make a claim on their insurance. All...
Do I need renter’s insurance?
The answer really depends on your set of circumstances and how much protection you want. There are a wide variety of renter's insurance options available to you, so you should make sure to thoroughly vet each one so that you can make a decision that is right for you....
Your homeowners policy may apply to more than your home
You have homeowners insurance and you understand that it is to cover the house itself. It was required by your mortgage lender to protect their investment. If the home burns down or suffers serious damage, the insurance can pay to fix it and keep the value of the...
Ban on insurance credit scoring sought
Washington allows credit scoring for property, renters, and life insurance. But the state’s insurance commissioner, Mike Kreider, is seeking to change its insurance law to end credit scoring because of the recent economic shutdown and it unfair racial impact. Use of...
Do I have a bad faith insurance claim? You just might
After a personal injury, you may be worried about reaching out to an insurance company. You want them to cover your financial losses as well as to cover your medical care and other needs. Unfortunately, an agent may try to offer a settlement that is well below...
Is whole life insurance right for you?
Having insurance is just another part of being a responsible adult. But while many people in Washington carry coverage for auto and health care, they often overlook other types of coverage. For example, life insurance can be the difference between a family just...
Insurance law — do I qualify for an HSA?
It is no secret that health care is expensive. Men and women in Washington often rely on health insurance to cover at least a portion of their medical expenses, but still come up short when it comes time to pay medical bills. A health savings account -- HSA -- is...
Did flood victims have the right insurance coverage?
Anyone who has ever purchased an insurance policy probably understands just how confusing the terms can be. In many cases, what is and is not covered is not always clear. This can lead to very frustrating situations in which a Washington policyholder makes what he or...