Bellevue Long-Term Disability Claims Attorneys

Seattle ERISA Lawyers

Long-term disability benefits are purchased in order to provide benefits for employees in the event that an illness or injury prevents them from working for extended periods of time. These policies can be privately purchased or are often provided by employers. When dealing with long-term disability benefits, matters can get complicated. The policies that govern these types of insurance coverage can be difficult to understand, and therefore it is hard to know to what you are entitled. We at the LePley Law Firm have years of experience helping clients in Bellevue and throughout the Puget Sound area deal with long-term disability (LTD) claims.

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Most people know when they file a LTD claim if it’s a private claim or an ERISA claim. We can help with both issues, and assist in helping clients understand what type of LTD insurance they have, if any.

ERISA Claims

When claims are provided by employers, they are usually governed by ERISA (The Employee Retirement Income Security Act). This can complicate your ability to get the benefits you deserve for long-term disability. Insurance companies sometimes believe they can get away with denying an ERISA claim on an arbitrary basis, since you have to appeal and take your claim before a federal court judge. The rules applicable to ERISA provide a far more limited review of claims denials than state court.

ERISA matters are extremely complicated for nonlawyers to navigate. It is important that you have the help of an experienced LTD attorney in order to see that your rights are comprehensively protected.

Private Insurance Claims

Private long-term disability claims are handled like other types of insurance claims, as you work with your private carrier. However, if questions arise or the insurance carrier sees it fit to deny your claim, our firm can step in and help pursue the benefits that are provided by the policy you have been paying premiums on.

Contact a Bellevue Long-Term Disability Claims Lawyer

If you have questions or concerns about long-term disability claims, including issues involving ERISA, get in touch with us at our Bellevue, Washington, office. Contact us online today or call us at 888-532-0973 to schedule a free initial consultation.