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Posts tagged "Insurance Law"

Time is of the essence when it comes to your homeowners' claim

If you have recently sustained severe damage to your residential property, we at LePley Law Firm know that you may feel paralyzed, overwhelmed by the circumstance and unsure of what to do next. However, in order to have any hope of receiving compensation from your homeowners' insurance, you need to act quickly. Contacting your insurer and filing a claim should be one of the first tasks on your list of things to do following damage to or destruction of your home. This is because there are limitations on the time you have to do so after the event occurs.

3 things you need to know about home insurance

When a family in Washington buys a home and purchases home insurance to protect it, they should have peace of mind that the property is protected in the event of an emergency. Unfortunately, there are times when an insurance company may not pay, or a claim may be denied because of something the policy holder was unfamiliar with.

What does workers' compensation insurance cover?

As a Washington worker, the law likely requires your employer to have a workers’ compensation insurance policy in place. This means that if you get injured at work or suffer a work-related illness, your employer’s work comp carrier must pay for your associated medical and other expenses.

Does Washington state require PIP coverage?

Personal injury protection is coverage you can add to your regular car insurance policy to help pay for wage loss, medical and hospital expenses, loss of services and funeral expenses, all damages your typical insurance plan does not cover. If you pay for PIP, the law requires your insurance company to pay out your claim regardless of who was at fault for the accident. In a state like Washington, PIP is handy to have, especially if you cause an accident or if you sustain injuries in an accident caused by an uninsured motorist. That said, does the state require drivers to carry PIP? No, it does not.

The importance of managing an insurance dispute properly

When it comes to insurance disputes, every case is unique. These disputes arise for different reasons and the details surrounding a dispute vary from one case to the next. If you are in the middle of a dispute, or if you worry that one is around the corner, it is essential to identify the best course of action and take a stand for your legal rights. Insurance companies can be hard to work with and the outcome of such a case could have a significant impact on you from a financial standpoint and even an emotional point of view.

Am I eligible for Social Security Disability?

If you incur an injury while performing your job in Washington, you may be unable to work while you recover. In this situation, you might be able to receive Social Security Disability benefits to help you and your family. To receive these benefits, you usually need to meet certain requirements.

What are the most effective ways to handle my insurance claim?

The insurance claim process can be a hassle, not to mention intimidating and frustrating, for Washington residents who have just experienced an accident or sustained property damage. Whether you are suffering from injuries or waiting on an insurance settlement to begin repairs on your house after a natural disaster, the steps to filing a claim and communicating with the parties involved are important.

Understanding the duty to settle

Insurance companies throughout Washington and the United States owe a number of duties to their policyholders. According to FindLaw, some of these duties are universal, including the duties to defend, indemnify and investigate. However, there is also a fourth duty that is not universal throughout the United States but recognized in some jurisdictions: the duty to settle.