There are many reasons why a homeowner in Washington state may wish to obtain a new insurance policy on his or her property. Perhaps there is a better price available. Perhaps the current insurer engages in practices or espouses politics that the homeowner finds morally objectionable. Insurance is, of course, a necessity for any homeowner who pays a mortgage. However, while the mortgage lender can require a customer to carry insurance, it is up to the customer to decide from which insurer to buy. This means the homeowner is at liberty to obtain a new insurance policy on his or her property as desired.
As a worker in Washington, you may be eligible for unemployment insurance if you are laid off or unfairly fired. But what happens if you are the one who decides to quit? Are there any circumstances in which you would still be eligible for unemployment?
When something goes wrong in your Washington home, you may have faith that your homeowner’s insurance company will cover the damage so that you can fix things and get back to life as you know it. At the Lepley Law Firm, we understand that insurance companies are for-profit entities, and that, at the end of the day, their goal is typically to pay out as little as they possibly can for your claim.
As an employee in Washington with a benefits package, you may be able to rely on ERISA disability benefits if you ever become disabled and can no longer work. Today, we'll take a look at some of the basics of ERISA benefits.
Seattle residents like you rely on your insurance to help you through difficult periods in your life where you may be struggling with health and wellness. Because of that, if your health insurance claim is denied, it can feel like you have nowhere else to go. However, there are steps you can take to fight a claim denial.
Most people in Washington State would assume that their health insurance companies would pay for any procedures that were recommended as medically necessary by a physician. Unfortunately, this does not always happen and some people end up being forced to endure challenges due to their inability to receive the treatments they need. In some cases, patients may need to take serious steps to advocate for their health.
If you have personal injury protection coverage as part of an auto insurance policy, it allows you to file a claim for damages resulting from a car accident with your own insurance company rather than the other driver's. In some states, personal injury protection is mandatory, while others make it optional. According to the Insurance Information Institute, it depends a great deal upon whom the laws of the state hold responsible for the accident.
If you are one of the many people in Washington State who is evaluating your insurance coverages, you should make sure to include a review of any long-term disability policy with that. Some employers offer long-term disability coverage as part of their benefits packages but they might only offer limited amounts. Other employers may only offer short-term disability coverage options. You could consider purchasing a private policy but should pay attention to the terms as each policy could be different.
Car insurance is necessary for drivers in Washington, as well as 47 other states. There are jurisdiction-specific requirements that dictate the minimum amount of coverage you must obtain.
In most areas of the country, having at least basic insurance coverage on a car that you drive is a requirement for taking it out on the roadway. However, this is not always the case. Auto insurance laws vary by state, and while most mandate coverage, a couple of jurisdictions make it optional.