Free Initial Consultation
888-532-0973

Posts tagged "Insurance Law"

What are the most effective ways to handle my insurance claim?

The insurance claim process can be a hassle, not to mention intimidating and frustrating, for Washington residents who have just experienced an accident or sustained property damage. Whether you are suffering from injuries or waiting on an insurance settlement to begin repairs on your house after a natural disaster, the steps to filing a claim and communicating with the parties involved are important.

Understanding the duty to settle

Insurance companies throughout Washington and the United States owe a number of duties to their policyholders. According to FindLaw, some of these duties are universal, including the duties to defend, indemnify and investigate. However, there is also a fourth duty that is not universal throughout the United States but recognized in some jurisdictions: the duty to settle. 

What is the difference between short- and long-term disability?

Disability insurance provides coverage to workers in Washington in the event that they become unable to work due to a disability. You can purchase disability insurance privately, or you may have the option to obtain it through your employer. According to FindLaw, disability insurance policies differ in the duration of benefits. A short-term disability policy will cover you for up to two years, while a long-term policy may provide benefits for decades. Depending on a number of factors, including your budget, you may opt for either short-term or long-term disability coverage, or you may choose both. Some workers obtain one type of coverage from an employer and purchase the other type of coverage privately. 

What is PIP medical pay?

Bellevue residents like you have a full plate when dealing with medical insurance. Let LePley Law Firm help by explaining important things that you need to know in order to receive compensation, avoid unnecessary expenses, and more. Today, we will take a look at PIP medical pay.

Claims can be denied due to paperwork problems

When you are dealing with a serious physical injury or damage to your vehicle or your Washington home, you want your insurance claim to be processed as soon as possible. However, something as simple as a wrong birth date on your insurance claim can cause an insurer to deny your claim. Sometimes frustratingly simple paperwork errors can drag out your claim process or cause you to be denied altogether.

Insurance companies' duties to policyholders

If you file an insurance claim in Washington, you have a right to expect that the insurer will process the claim in a timely manner and pay out damages according to the terms expressed in the policy. Sadly, however, that is not always what happens. We at Lepley Law Firm have seen insurance companies unfairly deny claims or unreasonably delay processing or payment of the claim. When insurers behaves in this way, they have acted in bad faith, and you have the right to seek compensation beyond the initial claim.